Managed Compliance Officer
Your Compliance Department, Managed by Maltech-Africa
A qualified compliance officer assigned to your business and supervised by Maltech-Africa. Full accountability, backup cover and one fixed monthly fee, without the cost of a full-time hire.
The Real Cost of a Full-Time Compliance Officer
A full-time compliance officer costs far more than the salary. Add UIF, SDL, COIDA, medical aid, retirement contributions, leave, bonuses, recruitment fees, equipment and the cost of replacing them when they resign. Many small and mid-sized businesses pay for a full-time role while the real compliance workload is only part-time. Maltech-Africa gives you the same protection on a predictable monthly fee.
Maltech-Africa gives you the same protection on a predictable monthly fee.
What You Get
Everything a full-time compliance officer would handle, covered under one predictable monthly fee.
✓ CIPC annual returns, beneficial ownership filings and company record maintenance
✓ SARS compliance monitoring: eFiling, returns, deadlines and registrations
✓ Public Officer and statutory representation
✓ A compliance calendar with reminders before every deadline
✓ Regulatory updates that affect your business, in plain language
✓ Policy, register and document review
✓ Preparation for funders, tenders, banks and audits
✓ An assigned compliance officer who knows your business
✓ FICA compliance support for accountable institutions, including customer due diligence and transaction monitoring
What Your Assigned Compliance Officer Does
Your assigned compliance officer ensures that your business meets all regulatory, statutory and internal policy requirements. This includes compliance monitoring and reporting, general compliance oversight across your operations and, where your business is an accountable institution under FICA, customer due diligence and transaction monitoring.
A Managed Service, Backed by a Firm
Your compliance officer is assigned and supervised by Maltech-Africa. We are accountable for the quality of the work. If your officer is on leave or leaves our firm, we provide cover and a replacement at no extra cost to you. You deal with one company, one agreement and one fee.
One company. One agreement. One fixed monthly fee — with a firm standing behind every officer we assign.
A Full-Time Hire vs the Managed Model
Same qualified officer, without carrying the risk of a permanent employee.
Consideration
Full-Time Hire
Maltech-Africa Managed Compliance Officer
Cover when absent
Nobody covers. When your officer is on leave or sick, your compliance stalls.
Our firm provides backup — your compliance function never stops.
Expertise
One person's knowledge and capacity. Gaps go unnoticed.
An assigned officer supported by a team.
Exit risk
If they resign, you recruit and re-onboard from scratch.
We replace the officer — your service continues.
How It Works
1
Choose your starting point: a Consultation, or a full Consultation & Assessment of your business.
2
A written scope and monthly fee.
3
Your assigned compliance officer is introduced, onboarded and supervised by Maltech-Africa.
4
Ongoing monitoring, filings and reporting.
5
Review and adjust each quarter.
Simple Pricing: Start, Build, Maintain
Start with a Consultation or a full Consultation & Assessment. Then we build your compliance in a one-off Build-Out and keep it that way with a fixed monthly retainer.
Step 1: Start here
Consultation, R2,250
A discussion of your business and compliance needs. You leave with advice and clear next steps. Does not include a document review, assessment or site visit.
Consultation & Assessment, R3,400
Everything in the Consultation, plus a review of your documents, an assessment of your business against our compliance baseline, and a site visit within 50 km of your assigned officer's base. You receive written findings, a prioritised list of compliance gaps, and a recommended scope and quote.
Step 2: Compliance Build-Out, quoted after your assessment
Every business is different, so we quote your Build-Out after your Consultation & Assessment. The quote lists exactly what your business needs. It covers: company compliance (CIPC, SARS, labour and statutory registrations); health and safety (your file, policies and procedures); industry compliance (the licences, permits, certificates and standards that apply to your industry); premises compliance (plans, zoning and approvals); government applications, prepared, submitted and followed up for you; and any compliance training your industry requires.
Fixed fees are quoted per item. Government fees and third-party costs are paid by the client. The work runs in parallel, so one application does not wait for another.
Step 3: Monthly retainer
Essential
from R5,500 a month
Who it suits: micro and small businesses with simple compliance
Progress meetings: quarterly virtual progress meeting
On-site visits: 1 on-site visit a year
Technical meetings and inspections: charged at our rate card, available on request.
Standard
from R9,500 a month
Who it suits: growing businesses with some regulated activity
Progress meetings: monthly virtual progress meeting
On-site visits: 1 on-site visit a quarter
Technical meeting hours: 2 technical meeting hours a month
Inspections: up to 2 inspections a year
Full Managed
from R15,000 a month
Who it suits: regulated, industrial or higher-risk businesses
Progress meetings: monthly progress meeting
On-site visits: 1 on-site visit a month
Technical meeting hours: 5 technical meeting hours a month
Inspections: up to 6 inspections a year plus preparation
Enhanced
quoted
Who it suits: multi-site or FICA accountable businesses
Progress meetings: fortnightly progress meeting
Visits and inspections: agreed per site
Every tier includes a compliance calendar, routine renewals and filings, day-to-day advice, a monthly compliance report, and cover and replacement if your assigned officer is unavailable. Not included: new licences and major applications (fixed project fee), clean-up of historic non-compliance, enforcement notices and disputes, government fees, fines and penalties.
Travel
Up to 50 km
Included
50–100 km
R900 per visit
100–150 km
R1,800 per visit
150 km and beyond
quoted from R2,800
12-month term with a 3-month review. Fees are credited toward your engagement if you proceed. Monthly fees depend on the size and risk of your business and on the distance from your assigned officer's base.
Combined Cover: Compliance Plus Independent Oversight
Pair your Managed Compliance Officer with our Independent Oversight & Inspectorate service. Your assigned officer keeps your business compliant, and a separate Maltech-Africa team independently checks and reports to you, the owner. Take either service first and get 15% off the monthly fee of whichever one you take second.
✓ 15% off your second service's monthly fee.
✓ One assessment, credited across both services.
✓ One trip for shared visits.
✓ Oversight reports go only to you and are prepared by a separate team.
Applies while both services are active, on a 12-month term. Build-Out fees, add-ons and audits are excluded. If both start together, the discount applies to the lower-priced service.
Your Questions, Answered
Is the oversight independent if you also run my compliance?
Yes. A separate Maltech-Africa team performs oversight and reports only to you. Your compliance officer does not see or influence the oversight report.
What is the difference between the Consultation and the Consultation & Assessment?
The Consultation (R2,250) is a discussion with advice and next steps. The Consultation & Assessment (R3,400) also includes a review of your documents, an assessment of your business and a site visit, and ends with written findings and a recommended scope and quote.
Does this include FICA compliance?
Yes, where your business is an accountable institution under FICA. Your assigned officer supports customer due diligence and transaction monitoring. If FICA does not apply to your business, the scope covers your other regulatory, statutory and internal policy requirements.
Who employs the compliance officer?
Maltech-Africa. You contract with us, and we remain responsible for the officer and the quality of the service.
What if my officer leaves or is unavailable?
We provide cover and replace them, so your compliance function never stops.
Who does the officer report to?
To Maltech-Africa. Your team gives them access and information, and we manage the work and the results.
A full compliance department. Without the full-time cost.
Start with a Consultation or a full Consultation & Assessment, and we will show you what your business actually needs and what it should cost. The fee is credited toward your engagement if you proceed.
Independent. Accountable. Continuous.
Your compliance function, without the payroll.
